SIP Calculator — Smart Investment Growth Estimator

SIP Calculator (Systematic Investment Plan Calculator) helps an investor approximate how much returns would be on his monthly investing via a fixed period. It’s an easy and reliable way to visualize how small monthly contributions would grow up into a significant amount through the power of compound interest.

Whether you want to save for retirement, education, or any other long-term goal, this SIP calculator assists you in planning your investments better and making sound financial decisions.

What is SIP Calculator?

A SIP Calculator is a web-based financial calculator that aids in calculating the maturity amount of your recurring monthly investments in mutual funds or comparable schemes.

When you make a fixed investment each month, that amount earns interest at a given interest rate. With time, it creates compound growth, growing your investment steadily.

Rather than computing future value manually with complicated formulas, a SIP Calculator does it for you instantly. You just have to enter:

Monthly Investment (say, ₨ 5,000)

Expected Annual Return (say, 12%)

Investment Duration (in years)

The calculator gives you:

Total Amount Invested

Future Value (Approximate Returns)

Total Earnings (Profit)

It also shows a graphical chart illustrating how your investment increases month after month.

SIP Calculator Functionality

The SIP Calculator applies the formula for compound interest to calculate future value:

FV = P × [(1 + r)ⁿ – 1] × (1 + r) / r

Where:

FV = Future Value of the investment

P = Amount invested per month

r = Rate of return for a month (annual rate ÷ 12 ÷ 100)

n = Number of months

Contribution is accumulated each month and compounded according to the projected rate of return, accumulating wealth over time. The output indicates how much your entire investment is likely to be after the specified time period.

The calculator also delivers:

Growth analytics (percentage growth, number of months, average monthly return)

Interactive line charts for improved visualization

Export facilities (PNG, PDF, and CSV) to export your investment analysis

Why use this SIP Calculator?

Instant Results — No manual calculations required.

Visual Insights — Monthly growth chart for improved understanding.

Flexible Currency Options — Select PKR, USD, INR, EUR, or custom symbols.

Professional Exports — Get your data in PNG, PDF, or CSV format.

User-Friendly Design — Simple light theme with new interface.